Efficient Benefit Consulting

EFBC is a division of Efficient Group Ltd. As an independent team of highly qualified, experienced and knowledgeable consultants, EFBC provides clients with a comprehensive suite of independent, innovative,
relevant and cost-effective employee benefits solutions to meet immediate and future employee benefit needs.

As part of this value offering, your new benefit contribution
will be towards a provident fund, life insurance, funeral cover,
income protection benefits, and severe / critical illness cover.

All members would have to consider the following critical factors in this regard:

  • Duplication and aggregation (limitations) on benefits.
  •  Various tax implications.
    Possible estate implications.
  • Asset management allocation (risk profiles) of current and
    new benefits seen holistically.

All of the above will have an impact on your retirement plan, estate plan and your overall financial journey. In order to understand the impact of the above-mentioned critical factors we would like to offer you a one on one consultation with, Luciano Benade, Specialist Wealth Manager – CFP® whom would provide the relevant perspective and context.